Skip disability assistance statement.

Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at 434-522-0200 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

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Many of our customers have similar questions and concerns. To serve you better, we've collected the most popular questions and listed them below. If you have a question that does not appear on this list, please contact us and we'll be happy to answer any question you have.

Do you have in-store credit?

Yes, all stores offer in-store credit! Because Schewels offers in-store financing, we have the flexibility to create a payment plan that will fit most budgets. Schewels offers four months no interest, low monthly payments, low prices, and guaranteed satisfaction each and every day. We also accept major credit cards.

What credit cards do you accept?

Visa, MasterCard, American Express, and Discover.

Can I make an online purchase on your site?

Yes, you may use your VISA, MASTERCARD, DISCOVER or AMERICAN EXPRESS card for online purchases. Special order merchandise and clearance items are not available for online purchases. We do not offer in-store financing at this time for online purchases. To view TERMS OF SERVICE for online purchases please click here.

What name brands do you carry?

We carry major name brand home furnishings, mattresses, appliances, electronics and power equipment such as: Bassett, Franklin, United, Standard, La-Z-boy, Spring Air, Simmons, LG, Samsung, Sony, Nintendo and much, much more!

What warranties do you have on your products?

Warranties vary by merchandise category and supplier. As a general rule, upholstery, bedroom and dining furniture carries a one year warranty for parts and labor. We also offer Customer Care Options for home furnishings purchases and a Service Plus Option for appliances, electronics and power equipment purchases.

What is your Lowest Price Guarantee?

Our lowest price guarantee on furniture and mattresses refers to the same matching new furniture and mattresses sold at local retail stores in Schewels markets only. Magnolia Joanna Gaines furniture is excluded from our lowest price guarantee. Other retailers damaged and discontinued furniture and mattresses are excluded from our lowest price guarantee on furniture and mattresses. Internet sites offering the same matching furniture and mattresses are excluded from our lowest price guarantee. Customer(s) must show current ad or quote from local competitors at time of purchase for verification purposes. Our lowest price guarantee valid until 30 days of the original purchase date. Occasionally Schewels runs special promotions based on the comparable value or retail price such as Free Furniture or Dollar Days. In these instances, Schewels guarantees that customers could not purchase all the merchandise received at a lower price. See store for details.

What is your trade area?

We are glad to service all customers within a 100 mile radius of our stores.

Do you offer delivery?

Our normal delivery charges for in-store purchases are $119.95 within 25 miles of the store. Deliveries between 25 and 50 miles of the store are $139.95. Limitations may apply for delivery around your local Schewels store. In-store delivery charges could vary based on promotional specials, distance and item purchased.

For online purchases, we have a flat rate delivery charge of $119.95. This flat rate covers online purchases up to 50 miles of the store. We do not deliver beyond 50 miles of our store for online purchases. See store for details.

Online Payment Questions

What are the ways I can pay online?

You can pay using a debit or credit card, or using an electronic transfer from your bank account (also known as eCheck or ACH).

Can I make a past due payment online?

If your account is less than 30 days past due, you can make a payment online. If your account is more than 30 days past due, you will not be able to make a payment online. In that case, please contact the Schewels store where your account resides.

Can I pay more or less than my scheduled monthly payment?

You may pay more than your scheduled monthly payment, but not less.

Why am I seeing late charges on my account?

Late charges are incurred when a payment is made more than 10 days after the due date. Late charges may also include court fees. If you opt to pay more than your minimum monthly payment, the excess amount will be applied first to late charges (if applicable) and the remainder will be credited toward future payments.

Can I sign up to have my payments automatically deducted from my bank account?

Yes! Automatic payments are only available by direct transfer from a bank account; they are not available with credit/debit cards.

Can I change or delete an online payment once made?

No, once a payment has been processed it cannot be cancelled.

How do I know if my payment has been received?

Once your payment has been processed, the screen will confirm that your payment has been received, and you will receive a confirmation email from You also can click on the "Payment History" tab on the screen to view all payments made online. Please note that payments made in any manner other than online (such as in a store, by mail, or by a phone call to the store) will not be shown in the payment history screen on line although they have been credited to your account.

How long will it take for my payment to post?

While payments made online may be immediately debited from your bank or credit card, payments made prior to 11:59 pm ET will be posted to your account the next business day. Payments made after 11:59 pm ET will be posted within two business days. For each payment, you will receive a confirmation number for your records.

What information will I need to pay online?

1. Your date of birth and the last four digits of your social security number.

2. A valid e-mail address.

3. If paying by eCheck, you will need your bank account number and your routing number.

What if I have more than one account with Schewels?

When you enter your date of birth and the last four digits of your social security number, our system will pull up all open accounts that you have. You will be able to make a payment on either account, or on both.

Can I make a payment on an account in someone else's name?

Yes, you can make a payment on an account in someone else’s name if you have the account holder’s date of birth and the last four digits of the account holder’s social security number.

What if I forget my password?

There is a link to follow on the sign-in page that will allow you to reset your password.

Do you have a penalty for eCheck payments that are returned due to insufficient funds?

Yes. Our return check fees are $25 in West Virginia and North Carolina, and $35 in Virginia. This amount will be added to your Schewels account. If a bank account is linked to two returned checks, that bank account will be blocked from making payments through our online portal for one year.

Where do I call if I have additional questions about online payments?

Please call 1-844-284-2834 Monday through Friday from 8:30am to 4pm, or e-mail